Single-Family Homes Miami

Miami Beach single-family homes

Single-family in Miami Beach is split: most addresses enforce a 6-month minimum lease (mid-term play), specific STR-zoned pockets allow daily rentals. We surface the live inventory and tell you which side of that line your prospect is on before you write an offer.

Mixed
STR rules vary by address
0 HOA
SF only
Live
MLS inventory below

Investment thesis

Why single-family beats condos for serious investors

Three reasons single-family STR investments outperform condos on every cash-flow metric.

01

No HOA, no rules, no surprises

Condos charge $700-$2,400/mo HOA and impose rules that change without notice. Houses have $0 HOA, you set the rules, and special assessments only happen if YOU decide to renovate.

02

Houses out-earn condos per square foot

A house rents whole, not by the room, and carries no association rulebook to work around. What any particular house earns turns on its size, its water frontage and its finish — ask and we will model the one you are actually looking at.

03

The rule is public record

No association can change the terms on a house, but the city can: short-stay rental is set by municipal ordinance, then by zoning district, then by the parcel itself. We read it by folio before recommending anything, and the answer is written down, dated and sourced.

Cost & rules

HOA fees and rental rules

Costs structure is fundamentally different from condos — no HOA, but higher property tax and insurance. Net result: more cash flow.

Monthly fixed costs

HOA / Condo fees$0 — none
Property tax (1.5-2% of value)~$22k / yr on $1.4M house
Insurance (flood + windstorm)~$8-12k / yr (waterfront)
Maintenance reserve (1%)~$14k / yr
STR licensing & tax13% of revenue
Capital flexibilityAdd pool, dock, ADU = increase rev

Rental rules

!
Short-stay rules are the city’s, then the district’s, then the parcel’s. We read them by folio before recommending an address; nothing on this page certifies that a rental is legal.
Maximum control — set your own check-in, pet policy, party rules
Add a pool / dock / ADU to increase revenue (a heated pool or jacuzzi lifts the nightly rate)
Higher capital required — typical entry $850k-$2M+ vs $300k condo
Hands-on management required (or hire property manager at 20-25%)

Live MLS · refreshed nightly

Active Miami Beach listings

The 12 most recently listed Active single-family homes in Miami Beach. Click «Run Analysis» to model the deal in our simulator.

What the market pays

The numbers that matter

What Miami Beach houses ask and what they actually trade for, from the MLS. Ask, and we will model the specific property you are considering.

153
Houses for sale
$5.50M
Median asking
$3.90M
Median sale, 12 months
112
Median days to close

Source: Miami Realtors MLS via Bridge, single-family sales in Miami Beach, read on 14 September 2026 (233 closings over twelve months, medians, leases excluded). What an individual house returns is its owner’s own figure and is not published here.

ROI projections

Year-1 returns by unit type

House investments have higher purchase prices but lower fixed costs (no HOA). Cap rates often beat condos because revenue scales with space/amenities, not floor count.

Unit typePriceSTR revHOA/yrNOICap rate
NBV 3BR (median)$1.1M$130k$0$78k7.1%
NBV 4BR (modelled)$1.38M$180k$0$109k7.9%
NBV 5BR waterfront$2.5M$250k$0$155k6.2%

Buy + run · one team

Turnkey mid-term management after you buy

Miami Beach single-family STR rules vary by exact address — most enforce 6-month minimums, specific zones don't. Property Management Brickell LLC (BlueBay's sister entity) runs mid-term and corporate rentals where required, STR where legal — we confirm zoning before listing anything.

01

Listing & pricing

Multi-channel listings (Airbnb 30+, Furnished Finder, corporate housing platforms) with dynamic pricing tuned to school-year, sports, and Art Basel demand cycles.

02

Guests & ops

Guest screening, contracts, check-in coordination, cleaning between stays, maintenance triage. Single point of contact for every issue.

03

Owner reporting

Monthly P&L statement, occupancy & ADR vs. comp set, tax-ready ledgers (Florida sales/tourist tax filed on your behalf where applicable).

04

Aligned incentives

Management fee is % of revenue, not a fixed retainer. We earn more when your home performs better — same numbers Steve hits on the units in his own portfolio.

Property Management Brickell LLC · Florida licensed · Working alongside BlueBay Brokers since [year]. Pricing and scope discussed during your strategy call.

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What you get: Personalized shortlist · MLS + off-market · Comp sales · Seller financing options where available.

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